Wallet
Top up via UPI when you need. Credits debit per action — paid templates ₹0.50, KYC ₹149. CSW + cash payments + receipts free.
◆ For Paying Guest owners in Ahmedabad ◆
🎁 Free to use · pay only per action
Paper ledgers and manual UPI tracking are exhausting. PG Saathi turns WhatsApp into your cash register, tenant ledger and compliance tracker. The browser app is a fallback for things WhatsApp can't do safely.
Pay per action · no subscription · setup in 3 minutes
By submitting, you agree that Marnel Technologies Ltd may contact you about the PG Saathi pilot per our Marketing Consent Policy. Marketing Consent Policy.
10–100
beds per PG (sweet spot)
< 2 min
time to first cash record
₹0 GST
compliance preserved
ખુલ્લો વ્યવહાર · Khulla Vyavhaar
Amdavadi vyaapaar runs on transparent pricing — you see the margin, you decide. PG Saathi inherits that. Every paisa we earn from your account is in a public ledger.
Wallet
Top up via UPI when you need. Credits debit per action — paid templates ₹0.50, KYC ₹149. CSW + cash payments + receipts free.
Vendors
Curated B2B partners (laundry, broadband, RO, mattresses, Jain tiffin). Same pricing as direct. PG Saathi earns the rev-share from the vendor — owner pays nothing extra.
Insurance
3 policies via licensed broker partners (Turtlemint, Riskcovry, ACKO). Owner pays the broker site rate. PG Saathi referral fee disclosed inline.
No auto-renew. No tiers. No annual lock-in. Cancel = stop using = stop paying. Unused wallet balance refunds back to your UPI on account close.
◆ Trust & compliance ◆
Six rules that shape every line of code.
DPDP Act 2023
All PII stored in Mumbai (ap-south-1). Aadhaar — last 4 digits only. Right to erasure within 30 days.
GST 0% (Taghar)
Contracts ≥ 90 days. Rent ≤ ₹20,000/month. No food bundling. The bot warns on every breach.
RBI / no PA License
Payments are direct P2P UPI to your bank. We are not a payment aggregator. No pooled funds, ever.
AMC Ahmedabad
Tracking 4 NOCs: Society, Fire, Police, BU. Reminders 60/30/15/7 days before expiry.
Gujarat Homestay
PGs with ≤ 12 beds eligible for the simplified Homestay registration. The bot suggests it automatically.
7-year audit log
Every financial action is recorded in an immutable journal — meets Indian tax retention requirements.
What it does
Each command is one line in WhatsApp. No forms, no apps, no training videos.
Got cash? Send `cash A1 8000`. The bot creates the receipt, updates the invoice, totals your daily collection. No spreadsheets.
cash A1 8000Learn more →Tenants pay UPI directly to your bank account. The bot generates a deeplink with the right amount and reference code — they tap and pay in five seconds.
Learn more →All four NOCs tracked (Society, Fire, Police, BU) with reminders 60/30/15/7 days before expiry. AMC requirements covered without paperwork.
Learn more →Photograph your notebook pages — Claude Vision extracts names, rooms, rents. Or upload an Excel file (template included) and skip OCR entirely. Either way, 38 tenants land in five minutes.
Learn more →Invite a manager via WhatsApp. They can collect cash and send reminders, but cannot change your UPI or delete data.
Learn more →The bot understands « બાકી », « बकाया » and « balance ». Tenants write in their native language — the system replies automatically.
Learn more →Daily, monthly, across all PGs — one tap. Revenue minus expenses, occupancy, overdue counts.
Learn more →All tenant data lives in Mumbai (ap-south-1). Aadhaar — last four digits only. Right to erasure honored within 30 days.
Learn more →Publish your PG to pgsaathi.com/p/<your-slug> in two clicks. Prospects see rooms, availability, a map pin, and your 'how to find us' note — then submit a booking form. You get a WhatsApp ping; the lead lands in your inbox.
pgsaathi.com/p/krishna-pgLearn more →◆ How it works ◆
Just send «start» or any message. The bot will ask for your PG name, area, bed count and UPI ID. Five questions, under three minutes.
Send `import ledger`. The bot replies with a secure link. Photograph your pages, AI extracts records, you confirm.
Collect cash with `cash B2 7500`. Verify UPI payments with `verify`. Chase overdue with `remind all`. Manager has limited rights.
On the 1st of every month: invoices generated. Daily: NOC + GST safety check. On demand: `report month`, `compliance`.
Early access
Ahmedabad
where it all begins
₹0/mo
no subscription
< ₹100/mo
typical action-billing spend
"Ek message mein balance nikal aata hai — bhai kya cheez hai" — Beta tester, Navrangpura
Questions
A day in the life
Not ready yet?
If you're outside Ahmedabad or want to wait, drop your email. One message when we expand — no marketing spam, ever.
By submitting, you agree that Marnel Technologies Ltd may contact you about the PG Saathi pilot per our Marketing Consent Policy. Marketing Consent Policy.
We use anonymous analytics (PostHog) to improve the service. No personal data is sent. Privacy policy →
Pricing — public ledger
30-bed PG sends ~50 reminders + 5 KYC checks/year on average — that's ~₹70–100/month. Compare to ₹999–1,499/month subscriptions: 10× cheaper.
Khulla vyavhaar — open dealings. Every paisa we charge is in this table. No subscription, no hidden fee.
| Action | Cost | Where it goes |
|---|---|---|
| Inbound bot reply (CSW window) | ₹0 | Free — Meta charges nothing within 24h of user message |
| Outbound rent reminder (paid template) | ₹0.50 | Meta cost ~₹0.14 + PG Saathi ₹0.36 |
| Cash payment record + receipt PDF | ₹0 | Server-side render, no Meta call |
| Tenant Verification (Aadhaar + PAN + selfie + BGV) | ₹149.00 | Surepass ~₹20 + PG Saathi ₹129 |
| Tenant Onboarding Pack (KYC + e-stamp + 11mo agreement) | ₹699.00 | Surepass + Digio + stamp duty + PG Saathi margin |
| Compliance Pack (annual) | ₹999.00/yr | Flat. Auto-NOC alerts + gujhome auto-submit + tax export |
| Bulk ledger import (OCR per page) | ₹2 | Anthropic Vision ~₹0.5 + PG Saathi ₹1.5 |
| WhatsApp marketing template (one-off promo) | ₹0.88 | Meta ~₹0.86 + PG Saathi ₹0.02. Use sparingly — DLT-class promotional. |
| SMS OTP fallback (when WA fails) | ₹0.30 | MSG91 ~₹0.20 + PG Saathi ₹0.10. Auto-used when Meta marks number stale. |
| Account closure / wallet refund | ₹0 | We refund the unused balance to the same UPI you topped up from. No fee. |
| Vendor referral (laundry / broadband / RO / tiffin) | ₹0 | Owner pays vendor directly. PG Saathi earns 6–12% from vendor. |
| Insurance referral (3 SKUs via broker) | ₹0 to PG Saathi | Owner pays broker. PG Saathi earns referral fee, disclosed. |
Wallet top-ups start at ₹100. Refunds on account close return any unused balance to the UPI you paid with.
CSW = customer-service window (24h after user message — Meta charges ₹0). Wallet = your Khaata balance, topped up via UPI. Refunds: unused balance returns to your UPI on account close.